Industries

Every vertical. Every compliance profile. One firm that knows them all.

A payments processor and a neobank have different MTL requirements, different BSA/AML risk profiles, and different sponsor bank scrutiny levels. A remittance operator and a crypto exchange face completely different FinCEN examination priorities. The licensing and compliance architecture has to match the business, not be applied generically across verticals.

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Payments

MSB · MTL · BSA/ AML

Multi-state MTL portfolio sequenced around your payment corridors and transaction volume. BSA/AML programme calibrated to your merchant risk profile and monitoring thresholds. Sponsor bank readiness package built before outreach begins.

Neobanks & Embedded Finance

BAAS · SPONSOR BANK · FBO

Neobanks operate inside sponsor bank frameworks under heightened BSA/AML scrutiny. We build the governance documentation, KYC/KYB workflows, and compliance architecture that sponsor bank credit committees require before approving a BaaS relationship.

FX & Cross-Border

MTL · OFAC · CORRIDOR RISK

FX operators face layered regulatory exposure — multi-state MTL, international licensing, OFAC sanctions screening across transaction corridors, and correspondent banking due diligence on both sides of the transaction. We build the architecture that holds across every market.

Remittances

HIGH VOLUME · SAR · AML/CFT

Remittance operators run the highest-scrutiny corridors in global financial services. Transaction monitoring, SAR filing discipline, and corridor-specific AML/CFT controls are non-negotiable. Generic BSA/AML programmes do not survive FinCEN examination in this vertical.

Lending & Credit

CONSUMER PROTECTION · UNDERWRITING · BSA

Digital lending platforms face simultaneous regulatory scrutiny from state lending licence requirements, CFPB consumer protection rules, underwriting governance expectations, and BSA/AML obligations. We build a compliance architecture that addresses all layers as a single strategy.

RegTech

VENDOR DUE DILIGENCE · ENTERPRISE SALES

Enterprise financial institutions apply the same BSA/AML vendor due diligence to their RegTech partners that they apply to any counterparty. We build the governance documentation, regulatory positioning, and institutional-facing due diligence packages that shorten enterprise sales cycles.

Crypto & Digital Assets

GENIUS ACT · CLARITY ACT · TRUST CHARTER

The US digital asset regulatory framework changed fundamentally in 2025. Stablecoin issuers, exchanges, and custodians now have defined licensing pathways and explicit BSA/AML obligations. See our dedicated crypto page.

What we build across all verticals

aa:

Multi-State MTL Portfolio

NMLS filings sequenced across all operating states with surety bond placement and examiner correspondence managed endto-end.

ab:

Global Licensing

EMI, SPI, MSO, MiCA CASP, FINTRAC MSB, MPI — coordinated with your US MTL stack.

ac:

BSA/AML Programme

Full AML/CFT programme build — CDD, EDD, transaction monitoring, SAR procedures, OFAC controls, independent testing.

ad:

Sponsor Bank Readiness

KYC/KYB workflows, For Benefit Of (FBO) banking, flow of funds documentation, and institutional due diligence package.

ae:

Bank Charter

For established MSBs ready to operate with direct payment rail access and the full capabilities of a chartered institution.

af:

Public Trust Charter

Required for crypto custodians and digital asset platforms at institutional scale. See crypto page.

Every vertical runs on the same compliance stack.

MTL portfolio. BSA/AML programme. Sponsor bank due diligence package. The regulatory infrastructure is consistent across verticals. The implementation is specific to your business model, transaction risk profile, and target markets. The first step is a gap assessment against your current position.